Congratulations! You have successfully made it through your Phoenix bankruptcy, and emerged with a clean financial slate, so to speak. You are doing everything right—paying your bills on time, keeping your credit card balances to a minimum, and budgeting carefully. You are even ready to tackle a new job, but you feel as though your bankruptcy may hold you back from landing a firm job offer.
Will a Phoenix Bankruptcy in Your History Affect Your Ability to Get a Job?
While some employers require credit check on application, they are legally required to obtain your written permission to do so during the application process. An employer can never—and we mean never—ask you about your own personal financial history in an interview. They are also not allowed to discriminate against you based on your bankruptcy history, and a bankruptcy cannot serve as your sole disqualifier for a position. While private employers are not held to these standards during the hiring process, neither private nor public sector employers can terminate you or deny you a promotion because of your bankruptcy.
Unless you are applying for a position that works with money often (such as a position in payroll or accounting), the odds that an employer will check your credit are very low. If they do check your credit, you may be given the opportunity to explain any “blips” on your report. This is your chance to briefly explain that you have filed for bankruptcy, and also highlight your financial accomplishments after the fact.
Curry, Pearson & Wooten, PLC: Phoenix Bankruptcy Attorneys Working for You
If you have been fired from your job or denied a government job because of your bankruptcy, you may have a very serious Equal Employment Opportunity Commission (EEOC) complaint on your hands. Speak with our Arizona bankruptcy attorneys today at 602-258-1000 to find out if you have been wronged, and learn what you can do about it.