Filing for bankruptcy in Arizona takes a lot of time, effort, and even costs a considerable amount of money. There are seemingly endless forms that you must fill out, careful analysis of your assets and finances to be done, and many items to check off on the “to-do” list before your debts can be discharged.
Assuming that you have not committed bankruptcy fraud, which would be an automatic dismissal, there are still several small details that may have tripped up the success of your petition. One of the most common reasons that a person’s case was dismissed is that he or she failed to submit all of the required paperwork, forms, and documents to the court or the trustee. A missing tax return or pay stub could be the only thing standing between you and a solid case for bankruptcy; if this is the case, you can refile right away and include these items with a much more favorable outcome.
If you feel as though your case was dismissed before it could even get to the point of submitting paperwork, you could be right. Pre-filing credit counseling is mandatory, and if you have not completed a course—or forgot to submit the certificate of completion—your petition will be denied. Another reason cases are dismissed in the early stages is a means test failure—if you make too much money to file for a Chapter 7 bankruptcy, your case will be dismissed. If this is the case, filing for a Chapter 13 bankruptcy could yield better results.
Whatever the reason, if your case was dismissed because of simple errors, you will be able to refile right away. The experienced Arizona bankruptcy attorneys at Curry, Pearson & Wooten can help you refile a more airtight case—call us today at 602-258-1000 to discuss your options with a lawyer now!