For many people, going through a major loss is challenging. One of the few small comforts in life following a catastrophic event is having little things that feel “normal.” Maybe it is your morning cup of coffee, or maybe it is your faithful car. No matter how big or small, those comforts can be invaluable in times of struggle.
After an event like your Arizona bankruptcy, however, you may be without many of your standard comforts. Your car may have been traded in for something more economical. You may be without your television for a few months. You may have had to downsize your home to an apartment. Humans are very resilient, however, and you may be coping without the “big things” just fine; so what about the little things, like your cell phone?
Unfortunately, major cell phone carriers often require credit checks, and following a bankruptcy you may not have the credit required to sign a contract for a top-of-the-line phone with said carriers. In today’s world, though, a cell phone is no longer considered a luxury item—it can be an essential. Whether you are job hunting or holding down your current job, most employers expect you to be available at a moment’s notice. Not having a cell phone may not be an option for you.
In this situation, technology is on your side. Prepaid cell phones have improved vastly from as recently as a few years ago, and today you can get a basic smart phone with unlimited voice, messaging, and web capabilities for under $50 per month. Many of these phones will connect via major carriers’ towers, so you are getting the same service for half the price. As your credit improves over time with responsible spending, it will only be a matter of time before you may qualify for a contract with the “big guys.”
At Curry, Pearson & Wooten, our Phoenix bankruptcy attorneys understand that the little things may be what makes your life feel “normal” after the trying experience of filing for bankruptcy. We can help you navigate the tricky waters of filing—call us now at 602-258-1000 to find out how!