Should I talk to the other driver’s insurance company after an accident?

As personal injury attorneys, we often find ourselves advising potential clients to be very wary of insurance companies. The truth is, most insurance companies are not “bad guys,” per se, but their job is to ensure that they do not overpay you for your claim. This means that they will be doing their research on your case, and if you hand over the wrong information, it could spell the end for your case.


The first thing the other insurance company will do is try to get you to make a recorded statement for their records. While this is fairly standard practice, if your accident involved an injury or significant property damages, it may be best to consult with an attorney beforehand. Many people will often reflexively admit that they were driving a few miles over the speed limit or were momentarily distracted, which the insurance company can then use to increase your liability in the case.


Another common thing for insurance adjusters to request is that you either send copies of your medical records. While you will eventually need to show the records associated with your accident, many times they may have you sign a medical release form that will give them access to your entire medical history—which could allow them to find preexisting conditions or previous injuries that they could link to your current injuries.


These two examples are not anything sneaky or underhanded that insurance companies try to trick you with—they are simply standard requests that can often damage your case. If your accident resulted in injuries, hiring a personal injury attorney can help ensure that you do not hurt your ability to collect full damages. For more information, contact the Phoenix personal injury attorneys at Curry, Pearson & Wooten today.