What should I do with our credit cards if I’m getting divorced in Arizona?

Responsibility for debt, including credit card debt, is divided in a divorce much like property. However, credit cards can represent some unique difficulties, especially if both spouses used the card or if you held a joint account. 

Because Arizona is a community property state, you can be held responsible for paying off credit card charges your spouse made during the marriage. This may even be the case if the credit card account was not in your name or was set up as a joint account. Because so much depends on your individual situation, you will need to work with your spouse and your Phoenix divorce lawyer to determine how that debt will be handled in your divorce. 

Keep in mind, however, that most credit card companies will continue to hold you responsible for any money owed on an account attached to your name. Even if the court has ordered that your spouse pay that portion of the debt, you could be subject to collection actions if your spouse fails to make those payments. 

If you are getting divorced in Arizona and need help separating assets, reach out to a friendly and experienced Phoenix family law attorney today at 1-888-929-5292 for guidance. We understand that divorce is often a difficult and confusing process, and we are here to stand by your side from beginning to end. 

If you would like to learn more about who we are and what we do, please also request your completely free copy of our helpful book Arizona Family Law - How to Handle Tough Issues in Tough Times.